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09-19-2016 09:50 AM Mike295
just saying, its always a nice option incase shit happens
09-19-2016 09:50 AM Cakes206
we wont borrow against it
09-19-2016 09:49 AM Mike295
you only have to worry about taxes when you withdraw it. and if you have it as "retirement" with it being in a traditonal account you can borrow against it
09-19-2016 09:49 AM Cakes206
we have our own ROTHs on the side...might stop contributing to my work 401K and go into the ROTH
09-19-2016 09:49 AM Mike295
id say you might as well just have a regular account.
09-19-2016 09:48 AM Cakes206
T-Mobile just announced few weeks ago that along with 401K theyre offering ROTH now too
09-19-2016 09:41 AM Cakes206
never wanna solely depend on an employer for retirement
09-19-2016 09:39 AM Cakes206
+ a side investment of ROTH IRA
09-19-2016 09:39 AM Cakes206
if work has a 401k only put in to what they match if they even match
09-19-2016 09:32 AM Mike295
just keep putting it in an index fund and get 2 percent growth
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