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02-15-2017 11:12 AM ronaldo9

mike

02-15-2017 11:12 AM carl_g

yeah true

02-15-2017 11:12 AM Mike295

Dont worry too much about the short term in a retirement account. You have 15 years or so until it actually matters

02-15-2017 11:12 AM carl_g

ok cool

02-15-2017 11:12 AM Mike295

Right, there is noting wrong with that. They want to manage the fund to get the maximum performance. They make a mangement fee. Its a fee for doing their job

02-15-2017 11:12 AM carl_g

but this YTD is it only like 3.5

02-15-2017 11:11 AM carl_g

practically 10 percent

02-15-2017 11:11 AM carl_g

ok cause my historical rate of return is really good

02-15-2017 11:11 AM carl_g

so they dropp and add funds according to their performance and the market

02-15-2017 11:11 AM Mike295

ok, yes they are considered a fiduciary in theory they need to act in the best interest of the client NOT theirselfs

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