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02-15-2017 11:36 AM Mike295

which is NOW money

02-15-2017 11:35 AM Mike295

and get to write off the deposit in the tradtional IRA

02-15-2017 11:35 AM Mike295

yes but lets say at the age of 35 you are in the 25% tax bracket

02-15-2017 11:35 AM Mike295

so you technically will be in a lower tax bracket

02-15-2017 11:35 AM ronaldo9

how does it work whenyou retire

02-15-2017 11:34 AM ronaldo9

but the withdrawals won't be seen as income?

02-15-2017 11:34 AM Mike295

so if you are retired you dont have much income

02-15-2017 11:34 AM Mike295

you have to remember that tax brackets are based on income.

02-15-2017 11:34 AM ronaldo9

and who knows what the tax structure will be in 20-30 years

02-15-2017 11:33 AM ronaldo9

i always thought roth was better since by retirment age you'd probably be in a high tax bracket and get slammed by uncle sam

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